14
Oct
2024

2 important reasons not to delay your major life milestones until you receive an inheritance and what to do instead

Early retirement, pursuing new hobbies, and travelling the world are just some of the ambitions you may be hoping to fulfil in the coming years. But as costs rise, this might seem more challenging to achieve. Indeed, Canada Life has revealed that 27% of 18 – 34-year-olds are delaying their long-term goals until they receive an inheritance. Additionally, 19% of people in this age range have used or plan to use an inheritance to buy their first property. While an inheritance can be a helpful way to progress towards your financial goals, it’s not sensible to rely solely on this type of windfall. Read on to learn two important reasons not to delay your life plans until you’ve received an...
Read More
14
Oct
2024

3 ways I could help you to mitigate the impact of menopause on your financial wellbeing

World Menopause Day falls on 18 October each year. The event seeks to raise awareness of the support available for women who are going through menopause as well as to break the stigma associated with talking about menopause. The menopause may affect you in a variety of different ways, including your physical and mental health. It could also have an impact on your financial health if symptoms are severe enough to cause you to reduce your hours at work or take early retirement. Read on to find out more about how menopause symptoms might affect your finances and how a planner could help you continue working towards your long-term goals. Many women reduce their hours or leave the workforce as...
Read More
10
Sep
2024

How much could later-life care cost you and how could you avoid this affecting the inheritance you leave for loved ones?

Scientific advances have meant that more people are living to the age of 100 and beyond than ever before. But while life expectancy has increased in recent decades, the number of years that you are likely to spend in good health haven’t quite kept up with the progress. So, there’s a chance that you may need later-life care as you grow older. Depending on the level of care that you need and your personal circumstances, this can come with a hefty price tag. So it may be sensible to factor this potential cost into your financial plan. Read on to find out how you could manage the potential cost of later-life care while still achieving your goals, such as leaving...
Read More
10
Sep
2024

Why being optimistic about the future could pay off when managing your investments

Are you an optimist or a pessimist? Though you may like to think of yourself as being a “glass-half-full” sort of person, the truth is that many of us tend to take a pessimistic approach to life. That’s because, as humans, we’re wired to look out for bad news or threats so that we can keep ourselves safe. While this is often helpful when it comes to personal safety, a pessimistic outlook might actually be detrimental when it comes to managing your investments. Read on to find out why optimism may be a key factor in navigating market volatility and growing your wealth. When markets become volatile, it’s natural to feel nervous about your investments Volatility on the stock market...
Read More
19
Aug
2024

3 practical ways your financial planner can help reduce your money worries

How often do you lose sleep over money worries? It’s not an uncommon occurrence. In a survey, the Mental Health Foundation found that 32% of adults in the UK had felt anxious about being able to pay the bills in the preceding two weeks, and 20% of adults had felt anxious about debt in the same time period. If you find yourself worrying about money, the good news is that there are simple ways to help put your mind at ease. Read on to learn more about how working with a financial planner like me could reduce your stress and boost your financial confidence. 1. I’ll help you map out how your finances might change throughout your lifetime using cashflow...
Read More
19
Aug
2024

How could the US election affect global stock markets, and what might this mean for your investments?

The US election is arguably one of the most eagerly anticipated political events of this year, particularly after current president Joe Biden withdrew from the campaign last month. Vice-president Kamala Harris has been selected as the Democratic Party nominee. If elected, she would be the first female US president in history. As an investor, you may be wondering how the election could affect stock markets and, in turn, your own investment portfolio. Though it’s impossible to know for certain how things will play out, here are some of the points you need to know about. Find out what the potential implications could be for your portfolio and how you can navigate this to continue to work towards your long-term goals....
Read More