Learning to manage wealth is a lifelong journey, and each generation approaches it with a unique perspective. These perspectives come from what society looks like at the time and could either mirror or contradict what a specific generation has seen in their parents, peers, and the world at large. While many often accept the financial wisdom passed down through the years, there’s plenty to be learned from all generations, including the younger millennials and Gen Zs. This article will explore the money lessons you can learn from different generations, as well as how collaborating with an intergenerational wealth planner could ensure stability and financial security for the whole family. Different generations carry varying money mindsets Each generation navigates the financial... Read More

December is often lauded as the time for introspection and taking stock of the past year. January, however, typically means new beginnings, actioning change, and starting the new year with a fresh outlook. When it comes to your wealth, crossing the t’s and dotting the i’s now could set you up for a more financially successful year. Narrowing your focus and working on tasks that serve your “big picture goals” could be particularly helpful with this. Here are five helpful financial tasks to help you do just that. 1. Assess your savings and investments to ensure clarity for the year ahead Reviewing your savings and investments is a crucial first step in proactive financial management. Begin by assessing the current... Read More

In our modern lives, it’s almost impossible to avoid stress now and again. Whether it’s pressure at work, supporting loved ones through illness, or even hearing about frightening world events, you will almost certainly encounter stressful situations on a regular basis. One area where many people report feeling stressed is in managing their money. Money Wellness reports that, in 2024, 47% of Brits felt that money worries had negatively affected their mental health. This figure rose to 66% for 18-34-year-olds. The symptoms of stress can make it more challenging to manage your money. But, there is a simple way to respond to stress that enables you to think clearly and focus on what you want to achieve. Read on to... Read More

In October, chancellor Rachel Reeves delivered the new Labour government’s first Budget. Prior to the announcement, speculation had been rife about what changes the chancellor might make, particularly after she suggested the Budget would be “painful”. Many expected the government to make changes to tax legislation, particularly regarding Inheritance Tax (IHT). Though some of the rumours about potential changes didn’t come true, Reeves did announce some significant changes to tax legislation. One of these was to remove the ability to pass on pensions to your beneficiaries free from IHT. Understandably, this announcement has caused some concern for those who are planning to pass on their pension funds to beneficiaries as part of their estate plan. But, it’s important to understand... Read More

Leaving wealth behind for your loved ones may be a priority when developing your financial plan. After all, you’ll likely want to see your family thrive and an inheritance could help them achieve important goals in life. Traditionally, you would transfer wealth to your loved ones when you passed away, leaving instructions in your will about how your family should divide your estate. However, in recent years, more people have chosen to instead leave a “living legacy” – passing wealth to their loved ones while they’re still alive. This informative guide explains why a living legacy could help you: Encourage your beneficiaries to think about their long-term finances Lend a helping hand to loved ones when they need it most... Read More