14
Oct
2024

3 ways I could help you to mitigate the impact of menopause on your financial wellbeing

World Menopause Day falls on 18 October each year. The event seeks to raise awareness of the support available for women who are going through menopause as well as to break the stigma associated with talking about menopause. The menopause may affect you in a variety of different ways, including your physical and mental health. It could also have an impact on your financial health if symptoms are severe enough to cause you to reduce your hours at work or take early retirement. Read on to find out more about how menopause symptoms might affect your finances and how a planner could help you continue working towards your long-term goals. Many women reduce their hours or leave the workforce as...
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10
Sep
2024

How much could later-life care cost you and how could you avoid this affecting the inheritance you leave for loved ones?

Scientific advances have meant that more people are living to the age of 100 and beyond than ever before. But while life expectancy has increased in recent decades, the number of years that you are likely to spend in good health haven’t quite kept up with the progress. So, there’s a chance that you may need later-life care as you grow older. Depending on the level of care that you need and your personal circumstances, this can come with a hefty price tag. So it may be sensible to factor this potential cost into your financial plan. Read on to find out how you could manage the potential cost of later-life care while still achieving your goals, such as leaving...
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10
Sep
2024

Why being optimistic about the future could pay off when managing your investments

Are you an optimist or a pessimist? Though you may like to think of yourself as being a “glass-half-full” sort of person, the truth is that many of us tend to take a pessimistic approach to life. That’s because, as humans, we’re wired to look out for bad news or threats so that we can keep ourselves safe. While this is often helpful when it comes to personal safety, a pessimistic outlook might actually be detrimental when it comes to managing your investments. Read on to find out why optimism may be a key factor in navigating market volatility and growing your wealth. When markets become volatile, it’s natural to feel nervous about your investments Volatility on the stock market...
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19
Aug
2024

3 practical ways your financial planner can help reduce your money worries

How often do you lose sleep over money worries? It’s not an uncommon occurrence. In a survey, the Mental Health Foundation found that 32% of adults in the UK had felt anxious about being able to pay the bills in the preceding two weeks, and 20% of adults had felt anxious about debt in the same time period. If you find yourself worrying about money, the good news is that there are simple ways to help put your mind at ease. Read on to learn more about how working with a financial planner like me could reduce your stress and boost your financial confidence. 1. I’ll help you map out how your finances might change throughout your lifetime using cashflow...
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19
Aug
2024

How could the US election affect global stock markets, and what might this mean for your investments?

The US election is arguably one of the most eagerly anticipated political events of this year, particularly after current president Joe Biden withdrew from the campaign last month. Vice-president Kamala Harris has been selected as the Democratic Party nominee. If elected, she would be the first female US president in history. As an investor, you may be wondering how the election could affect stock markets and, in turn, your own investment portfolio. Though it’s impossible to know for certain how things will play out, here are some of the points you need to know about. Find out what the potential implications could be for your portfolio and how you can navigate this to continue to work towards your long-term goals....
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9
Aug
2024

Guide: 5 insightful lessons you could learn from the world’s most successful investors

Even for professional investors, consistently delivering above-average market returns on investments is challenging. Those who have delivered high returns over a long time frame are remembered among the world’s greatest investors. While you may not have the same resources that a professional investor may have at their disposal, you could learn valuable lessons from their work. Renowned investors might have unique philosophies and strategies, and sometimes they share their market wisdom. This useful guide covers some practical lessons you can learn, including: Learn the value of investing from Warren Buffett Take the time to understand your investments like Peter Lynch Be prepared for the ups and downs of the investment market like John Templeton Embrace diversification like Thomas Rowe Price...
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