After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you. Last year, in her maiden Budget, the chancellor sought to balance the public finances with tax rises to cover a reported £22 billion black hole. This year, Reeves arguably faced an even more difficult landscape. In turn, she has announced an estimated £26 billion of tax rises by 2029/30. The chancellor had to start her speech, however, by acknowledging the “deeply disappointing” and “serious error” of the Budget announcements being released early by the Office for Budget Responsibility (OBR). It’s also notable how many predictions ultimately proved to be wide... Read More

There are plenty of reasons why more people are considering a gradual retirement, including the emotional and financial benefits this option could offer. A gradual retirement could help you retain a sense of purpose and social life When thinking about retirement challenges, most people focus on having enough to live on for the rest of their lives. The emotional challenges may be overlooked. Retirement is a significant milestone and can change your lifestyle completely. If you retire on a set date, you may go from a fixed routine to the freedom to spend your time however you wish within a single day. While that might sound like bliss and something you’ve been looking forward to, it’s not uncommon to struggle... Read More

When did you start learning about money? Perhaps it was in school, at home, or – seemingly more likely – in adulthood. According to UK parliament data, just 33% of children and young people recall learning about money in school and finding it useful, while only 24% received financial education at home. Therefore, you may not be surprised to discover that a survey of 4,000 young adults found just 41% are considered financially literate. Teaching children about finances can be invaluable, with strong financial literacy often fostering good money management skills and positive attitudes towards money. Read on to explore how you can start helping your child develop their financial literacy and prepare for a financially stable future. Lesson 1:... Read More

With the Autumn Budget set to be delivered on 26 November 2025, many are speculating on how chancellor Rachel Reeves will close the UK’s fiscal gap. Although the government has pledged not to increase Income Tax, VAT, or National Insurance (NI), it seems inevitable that some taxes will rise. Indeed, as reported by the Independent, Reeves has alluded to difficult choices ahead and refused to rule out significant changes. While the details of the Budget remain uncertain, many of the rumoured policies could have a significant impact on those aged 45 to 60 years – otherwise known as “Gen X”. Gen X’s finances are already being squeezed from all angles. Many are concerned about saving enough for retirement and paying... Read More

50 years have passed since the Sex Discrimination Act 1975 gave women in the UK vital financial freedoms, including the ability to take out loans without a male guarantor. And yet, half a century later, clear financial disparities still exist between men and women. In 2025, Boring Money reported that 3.3 million more men were investing than women, amounting to a gender investment gap of around £678 billion. The gap doesn’t seem likely to close any time soon. In fact, it grew for the second year in a row in the 12 months to March 2025, increasing by £1.2 billion. The gender investment gap could be putting women at a financial disadvantage. Women are generally more likely to save than... Read More