When a new tax year starts, many allowances reset. So, checking if you could use these valuable allowances before 5 April 2025, when the 2024/25 tax year ends, might help your money go further. It’s important to understand which allowances fit into your financial plan and suit your goals. So, this guide could help you assess which allowances you might want to use before the current tax year ends. The guide explains the: ISA allowance Junior ISA allowance Dividend Allowance Capital Gains Tax Annual Exempt Amount Marriage Allowance Pension Annual Allowance Inheritance Tax annual exemption Download your copy here: ‘7 allowances you might want to use before the end of the 2024/25 tax year’ to find out more now. If... Read More

Valentine’s Day has just passed and it’s a time we traditionally associate with love and connection. But, this year, I wanted to shift the focus. Let’s talk about showing some love to the most important person in your life: your future self. More than chocolates and flowers, a truly powerful act of self-love could be taking the time to build a financial plan that is designed to set you up for success and happiness down the road. This isn’t about creating numbers and spreadsheets. It’s about helping empower yourself to achieve your dreams and create a life you truly love. I’m going to share with you five actionable steps you can take to help build a strong financial foundation, which... Read More

Dreaming of a comfortable retirement? It’s a goal shared by many, but navigating the complexities of pension planning can feel overwhelming. Unfortunately, many people make easily avoidable mistakes that can significantly affect their retirement income. These mistakes usually come from a lack of understanding or proactive planning and could jeopardise your financial security during what should be a time of relaxation and enjoyment. I wanted to share with you some of the most common mistakes I see when it comes to pensions. More importantly, I’m going to provide several practical solutions to help you avoid them, aiming for a more secure and fulfilling retirement. Here are my five top tips for avoiding mistakes and making the most of your pension... Read More

Learning to manage wealth is a lifelong journey, and each generation approaches it with a unique perspective. These perspectives come from what society looks like at the time and could either mirror or contradict what a specific generation has seen in their parents, peers, and the world at large. While many often accept the financial wisdom passed down through the years, there’s plenty to be learned from all generations, including the younger millennials and Gen Zs. This article will explore the money lessons you can learn from different generations, as well as how collaborating with an intergenerational wealth planner could ensure stability and financial security for the whole family. Different generations carry varying money mindsets Each generation navigates the financial... Read More

December is often lauded as the time for introspection and taking stock of the past year. January, however, typically means new beginnings, actioning change, and starting the new year with a fresh outlook. When it comes to your wealth, crossing the t’s and dotting the i’s now could set you up for a more financially successful year. Narrowing your focus and working on tasks that serve your “big picture goals” could be particularly helpful with this. Here are five helpful financial tasks to help you do just that. 1. Assess your savings and investments to ensure clarity for the year ahead Reviewing your savings and investments is a crucial first step in proactive financial management. Begin by assessing the current... Read More