The Final Salary transfer debate: 12 things to consider before you decide

If you’re lucky enough to have a Final Salary pension, you may be considering transferring out for a number of reasons. But it’s a complex decision to make, with many potential financial consequences to think about.

If you transfer out of a Final Salary pension, there’s no going back. It’s a final decision that will affect your retirement income for the rest of your life. Taking some time to weigh up the pros and cons is essential before you proceed.

Before you start making plans on how to spend a temptingly high Final Salary transfer value, there are important steps to take.

Our guide, ‘The Final Salary transfer debate: 12 things to consider before you decide’, will help you to determine if it’s a course of action that’s right for you, your situation, and your goals.

The guide is currently available for free download. Press the ‘Click here to download (PDF)’ button to get yours today.

If you would like to speak to us about anything you read in the guide, or arrange a meeting, you can get in touch on 07769 156 250 or leave us a message via our contact form.